Live Real. Eat Real.

Shop Smart…Shop S Mart

This week Jen over at Sprite’s Keeper is studying for a big test and rerunning a Spin Cycle topic from last year.  Which is marvelous – it gives me an opportunity to re-post what I wrote for that topic.

Because saving money never goes out of style, y’all.

This week’s Spin Cycle is a subject I know quite a bit about, actually.  When my older kids, now 25 and 22, were growing up, to say I was on a fixed budget is something of an understatement; I was the Queen of the Penny Pinchers.  We didn’t have a car until Darling Daughter was a freshman in high school and either walked or took public transportation everywhere (oh, to have the figure now that I had then…).  When The Young One was a baby, his father and I worked different shifts to save on daycare costs.  And to be perfectly frank, the house I live in now is the first house I’ve ever actually owned.  We did a lot of “hand to mouth” existing, for a lot of years, and without government assistance.

So I can give you a lot of advice, not on how to save money (because I never saved a red cent until the last 10 years or so), but how not to spend it (simply because I didn’t have it to spend).  I could quote you line and verse about swallowing your pride and shopping thrift stores, taking public transportation when and where you can, clipping coupons (although I was never much of a coupon-clipper, for reasons I’ll go into in a moment), shopping sales, etc. but there’s already plenty of advice out there already for that.  Besides, this is my blog – what else do you expect me to talk about?

After housing, a family’s largest expense is often food.  It is estimated that the average family spends approximately 15% – 20% of it’s income on food – that’s really mind-boggling when you think about it.  So while you may not be able to do much about your mortgage or car payments, you can do something about the amount of money you spend to feed your family.

Tip #1 – Probably the most important tip I can give you:  STOP EATING OUT.  Even today, when I have more discretionary income than I’ve ever had in my life, we eat out on the average of once a month.  Yes – once a month.  This has never been hard for me, for we never ate out when I was growing up or raising my older kids; we simply couldn’t afford it.  But a lot of Americans eat out several times a week, simply out of convenience, and did you know that it is cheaper to make your own cheeseburger than to eat a 99-cent take-out burger?

Makes you think, doesn’t it?  Don’t eat out, and don’t eat at fast food restaurants at all (your arteries will thank you, if nothing else).  Save restaurants for special occasions.  Not only will you save money, you’ll find you enjoy it more.

Tip #2 – Probably the second most important tip I can give you:  LEARN TO COOK.  You don’t have to be Julia Child, or even Bobby Flay, just learn the basics.  I know it’s easy for me to proselytize about this because I know how to cook and enjoy it, but you truly don’t have to be a gourmet to cook great meals for your family.  In all honesty, the dishes our grown kids love the most are the simple ones that can be prepared on a tight budget.  You’d be better off investing in a crock pot, a food processor and a couple of cook books than eating out 3 or 4 times a week.

Tip #3CONVENIENCE FOODS ARE NOT NECESSARILY YOUR FRIEND.  Until my first husband and I had our first apartment, I’d never eaten potatoes or rice that weren’t “instant” – my mother considered them miracle foods.  When I had a family of my own, however, I quickly realized that I could get as much as 4 – 6 times  the amount of servings out of “raw” foods (i.e. raw potatoes and slow cooking rice) for the same price as 1 serving of the “instant” or “convenience” and that the time savings was NOT worth the extra cost.  For example, I can make four servings of plain white steamed rice that will take 15 mintes, for the cost of 1 serving of Minute Rice at 5 minutes.  Think about that for a minute – is the world going to end if you serve dinner at 7:15 as oppsed to 7?

Tip #4STORE BRANDS ARE YOUR FRIENDS.  Is your 6-year-old going to be able to tell the difference between Lucky Charms and the store brand of marshmallow cereal?  There can be as much as a $2 – $3 per package difference, and that can add up.  For that matter, can you tell the difference between a can of Green Giant green beans and a can of Top Choice?

It ALL adds up – buy the store brand.  Which brings me to my next point…

Tip #5MAKE SURE YOUR COUPONS ARE A REAL VALUE.  The vast majority of coupons you find in the Sunday paper or the weekly circular are for items that are really expensive – a lot of the time  you can purchase the store brand less expensively than you can the name brand, even with a coupon.  Even then, make sure it is something you really need and can’t make from scratch more cheaply, no matter what the brand is.

Tip #6UTILIZE YOUR LEFTOVERS.  You can eat leftovers for pennies on the dollar when compared to eating even a fast food value meal.  If you find a roast for half price at the grocery store, you can make it for dinner in the crock pot on Monday night, have chopped beef sandwiches for lunch on Tuesday, then make a stroganoff casserole with what’s left using cheap noodles, cream of mushroom soup and milk for dinner on Thursday night.  Even if you pay $4 a pound for a 3-pound roast, that’s a pretty damn good deal – 3 meals for 3 -4 people for $12?  You can’t beat that with a stick.  All it takes is a little forethought.

So there you have it – 6 tried and true tips for saving money on your grocery bills.  Research on the interent will render even more help; all you have to do is look.  And check back here every now and then – I have money saving yet tasty recipes out the wazoo…even if they do require more than four ingredients.  :P


13 comments

All very good advice! One thing I find with coupons that I have to be careful of – is I’ll buy something I don’t need just because I have a coupon! :)
.-= Stacy (the Random Cool Chick)´s last blog ..Wordless/Wordful Wednesday – Extra Special Mother’s Day Gifts =-.

Mrsbear says:

I love store brands. I’ve started clipping coupons recently but I’ve found that unless the item is already on sale, the discount isn’t enough to make it more affordable than the generic.

Good advice. The cooking at home has made a huge difference for us.

Preach it, sister! I wanted to go through the screen at the movie, “Food Inc” when the narrator piously intoned that the poor family of four was forced to spend $11 to eat at McDonald’s for their unhealthful meal.

No. For $11 I could have fed them at least twice, maybe five times, and fed them much better. Half their meal was soft drinks. Toss that crap. Drink water or milk. A pound of hamburger is what, $1.50, $2.00 at most? That’s a meal, plus the buns. Potatoes, 40 cents a pound.

A pound of beans is $1.00. An onion is 40 cents. Get a hambone for flavor. That’s a meal. A pound of chicken thighs on sale is 89 cents. Rice is under a dollar a pound. Arroz con pollo. Yummy.

Cooking saves money and you control what goes into your body. I have no patience for people who say that poor people are fat because of fast food. They might be fat because they don’t know how to cook and are ignorant about nutrition, but don’t blame it on McDonald’s.
.-= class factotum´s last blog ..Marriage 201, Lecture 393: It’s just a piece of paper =-.

Mama Badger says:

Love your suggestions. Many of them we live by. PBs parent’s are the king and queen of thrift. I should have my FIL do my post this week. You’ve given me thoughts for my post, too. Hmmmm.
.-= Mama Badger´s last blog ..Random Tuesday Thoughts- Get the hell off my back, please. =-.

Pseudo says:

Excellent advice Miss Jan. I’ve been craving a crock pot lately….think I will break down and buy one soon. Now I’m off to read the earlier post, pork burgers….yum.
.-= Pseudo´s last blog ..Spin Cycle: A Car Story =-.

I’m saving money lately by only being allowed to eat lettuce on my diet. YUM YUM!!
.-= Twenty Four At Heart´s last blog ..I Don’t Think I’ve Ever Mentioned … =-.

Ha! I’m doing all of that and the only thing I seem to be gaining is weight! This cooking at home thing needs to be contained to only the weekends before I can’t fit my clothes anymore. You’re linked!
.-= Sprite’s Keeper´s last blog ..Spin Cyce: Cutting Costs, Not Corners =-.

Since it is now only my wife and I who eat at our house, any meal that we normally would make for 4 now serves as left-overs that can be taken to work for lunch the next day. Also, I know my wife is really good at re-hashing something several times. If you make a roast, you can make BBQ sandwiches the next night and chopped suey the night after that.
.-= Christopher (AKA: CaJoh)´s last blog ..Compassionate Comforting vs. Arm-chair Advice =-.

Erin says:

Amen, sister. I have always been ultra cheap. Have to figure out how to spin this… I am with you on the fast food too. Haven’t been to one of those places in a very long while.
.-= Erin´s last blog ..sprinting is part of the job description =-.

Patty says:

So, so true! All of it! We have saved so much money by curtailing our restaurant eating. I try to freeze meals and make extras, so that on the nights i don’t feel like cooking, I’ll have an easy meal all ready.
.-= Patty´s last blog ..My Mother’s Day gift to you =-.

Dawn says:

Great tips! I think that I’ll have to go invest in a rice cooker now especially since leftover rice = easy fried rice meal next night.

All of this is VERY good advice. Even just doing some of it really makes a difference. Food is quite expensive out here so I’ve had to get very creative. Always a good thing.
.-= Maureen@IslandRoar´s last blog ..Peter Pan =-.

Asahi Kaiten says:

Great tips! Slowly I’ve been avoiding instant foods and cook for the family. Hubby told me that my cooking has improved a lot. Hopefully we can slowly reduce our eating out sessions with the kids to save money.

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